S.No

Name of the Third Party

Purpose
1 TransUnion CIBIL To fetch your Credit Information Report (CIR), credit history and credit scores to assess your loan eligibility and creditworthiness.
2 CRIF To fetch your Credit Information Report (CIR), credit history and credit scores to assess your loan eligibility and creditworthiness.
3 Protean To facilitate secure identity verification (KYC)
4 CKYCR To search, download, or upload your KYC records to the Central KYC Registry as mandated by RBI.
5 Digilocker For fetching your government-issued documents for performing KYC and address verification
6 M2P Solutions Private Limited To provide the technology stack for digital loan lifecycle management.
7 Flipkart Advanz Private Limited To provide lending services and credit underwriting and Collections
8 Flipkart Internet Private Limited For platform integration
9 Perfios Software Solutions Private Limited To facilitate secure identity verification (KYC) and automate CKYC registry compliance.
10 Zigram- Zigram Data Technologies Pvt Ltd To perform real-time Sanction Screening transaction monitoring and behavioral analytics to detect and prevent fraudulent activities.
11 Credgenics- Analog Legalhub Technology Solutions Private Limited To manage the loan recovery and collections process.
12 Gupshup Technology (India) Private Limited To manage your communications with us via instant messaging
13 Ubona Technologies Private Limited To manage your communications with us via voice/ call center platforms
14 Digiotech Solutions Private Limited To facilitate digital execution of NACH and UPI mandate services for automated repayment from your bank accounts.
15 Razorpay Software Private Limited To facilitate payment gateway related services towards loan repayments
16 Leegality- Grey Swift Private Limited To facilitate the consent management services
17 Decentro Tech Private Limited To facilitate seamless onboarding and regulatory reporting to CKYC
18 Yubi- Credavenue Private Limited To facilitate the tech stack for Co-lending orchestration